:root{
  --ink:#1097ce;--ink-2:#0d5a94;--accent:#f26a0f;--accent-d:#d1560a;--blue:#0a87cc;
  --cream:#f6f9fc;--sand:#eef3f9;--line:#dde6f0;--text:#1d2939;--muted:#556275;--white:#fff;
  --shadow:0 18px 50px -20px rgba(16,151,206,.35);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,sans-serif;color:var(--text);background:var(--cream);line-height:1.6;font-size:15px}
h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--ink);line-height:1.15}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:8px;font-weight:600;font-size:14px;cursor:pointer;border:2px solid transparent;transition:.25s}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{background:var(--accent-d);transform:translateY(-2px);box-shadow:0 10px 20px -10px var(--accent)}
.btn-ghost{border-color:var(--ink);color:var(--ink);background:#fff}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-white{background:#fff;color:var(--ink)}
.btn-white:hover{transform:translateY(-2px)}

/* top bar + header */
.topbar{background:var(--ink);color:#f2faff;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;padding-top:7px;padding-bottom:7px;gap:10px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:9px;font-family:Fraunces,serif;font-weight:700;color:var(--ink);font-size:19px;line-height:1}
.logo-img{height:52px;width:auto;display:block}
.logo small{display:block;font-family:Inter;font-size:10px;font-weight:600;letter-spacing:.14em;color:var(--accent);text-transform:uppercase;margin-top:3px}
nav.main{display:flex;gap:28px}
nav.main a{font-size:14px;font-weight:500;color:var(--muted);position:relative;padding:4px 0}
nav.main a::after{content:"";position:absolute;left:0;bottom:-2px;height:2px;width:0;background:var(--accent);transition:.25s}
nav.main a:hover,nav.main a.active{color:var(--ink)}
nav.main a:hover::after,nav.main a.active::after{width:100%}
.hdr-btns{display:flex;gap:10px}
.burger{display:none;background:none;border:0;font-size:24px;color:var(--ink);cursor:pointer}

/* hero */
.hero{padding:60px 0 70px;border-bottom:1px solid var(--line);background:radial-gradient(circle at 85% 10%,#dcefff 0,transparent 40%),var(--cream)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:start}
.pill{display:inline-block;background:#ffeedf;color:var(--accent-d);font-size:13px;font-weight:600;padding:6px 14px;border-radius:30px;margin-bottom:18px}
.hero h1{font-size:44px;margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero p.lead{color:var(--muted);max-width:470px;margin-bottom:22px}
.note{border-left:3px solid var(--ink);background:#e8f1fc;padding:14px 16px;border-radius:0 8px 8px 0;font-size:13.5px;max-width:470px;margin-bottom:24px;color:var(--muted)}
.note b{color:var(--ink)}
.hero-cta{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:26px}
.hero-cta span{font-size:13.5px;color:var(--muted)}
.mini{display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:470px}
.mini div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px;display:flex;gap:10px;font-size:13px;color:var(--muted)}
.mini b{display:block;color:var(--ink);font-size:13.5px}
.tick{flex:none;width:24px;height:24px;border-radius:50%;background:#ffeedf;color:var(--accent-d);display:grid;place-items:center;font-size:12px;font-weight:700}

/* wizard */
.wizard{background:#fff;border-radius:14px;box-shadow:var(--shadow);overflow:hidden}
.wz-head{background:var(--ink);color:#fff;padding:22px 24px 16px}
.wz-head h3{color:#fff;font-size:20px;margin-bottom:12px}
.bar{height:4px;background:rgba(255,255,255,.2);border-radius:4px;overflow:hidden}
.bar i{display:block;height:100%;width:33%;background:linear-gradient(90deg,var(--blue),var(--accent));transition:width .45s}
.wz-head small{display:block;margin-top:9px;font-size:12.5px;color:#e6f5fc}
.wz-body{padding:22px 24px 24px}
.step{display:none;animation:fade .4s}
.step.on{display:block}
.q{font-weight:600;font-size:14.5px;margin-bottom:14px;color:var(--ink)}
.types{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.type{border:1.5px solid var(--line);border-radius:10px;padding:16px 6px;text-align:center;cursor:pointer;font-size:13.5px;font-weight:500;transition:.2s;background:#fff}
.type .ic{font-size:22px;display:block;margin-bottom:5px}
.type:hover{border-color:var(--accent);transform:translateY(-2px)}
.type.sel{border-color:var(--accent);background:#fff4eb;color:var(--accent-d)}
.field{margin-bottom:12px}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:5px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:11px 12px;border:1.5px solid var(--line);border-radius:8px;font:inherit;font-size:14px;background:#fff;transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--ink)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.wz-nav{display:flex;gap:10px;margin-top:16px}
.wz-nav .btn{flex:1;justify-content:center}
.btn[disabled]{background:#dbe3ec;color:#8a97a8;cursor:not-allowed;transform:none;box-shadow:none}
.fine{text-align:center;font-size:12px;color:var(--muted);margin:12px 0}
.consent{background:var(--sand);border:1px solid var(--line);border-radius:8px;padding:12px 14px;font-size:11.5px;color:var(--muted);line-height:1.55}
.consent label{display:flex;gap:8px;align-items:flex-start;cursor:pointer}
.consent input{margin-top:3px;accent-color:var(--accent)}
.err{color:#c0392b;font-size:12px;margin-top:6px;display:none}
.done{text-align:center;padding:20px 0}
.done .big{width:64px;height:64px;border-radius:50%;background:#ffeedf;color:var(--ink);display:grid;place-items:center;font-size:30px;margin:0 auto 14px;animation:pop .5s}

/* sections */
section{padding:70px 0}
.sec-head{text-align:center;max-width:620px;margin:0 auto 40px}
.sec-head h2{font-size:32px;margin-bottom:10px}
.sec-head p{color:var(--muted)}
.feats{border-bottom:1px solid var(--line);padding:55px 0}
.feats .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;text-align:center}
.f-ic{width:52px;height:52px;border-radius:50%;background:#ffeedf;display:grid;place-items:center;margin:0 auto 14px;font-size:22px}
.feats h3{font-size:18px;margin-bottom:6px}
.feats p{font-size:13.5px;color:var(--muted);max-width:250px;margin:0 auto}
.carriers{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:700px;margin:0 auto 22px}
.carriers div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px;text-align:center;font-weight:600;font-size:14px;color:var(--ink);transition:.25s}
.carriers div:hover{border-color:var(--accent);transform:translateY(-3px);box-shadow:0 10px 20px -14px var(--ink)}
.tm{max-width:560px;margin:0 auto;background:var(--sand);border:1px solid var(--line);border-radius:8px;padding:14px 16px;font-size:12.5px;color:var(--muted)}
.how{background:linear-gradient(160deg,var(--ink),var(--ink-2));color:#f2faff}
.how h2{color:#fff}
.how .sec-head p{color:#e6f5fc}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;text-align:center;position:relative}
.steps .n{width:46px;height:46px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:700;margin:0 auto 14px;font-family:Fraunces,serif;font-size:18px}
.steps h3{color:#fff;font-family:Inter;font-size:16px;margin-bottom:6px}
.steps p{font-size:13.5px;max-width:240px;margin:0 auto}
.cta-box{background:linear-gradient(135deg,var(--ink),#0a87cc);border-radius:16px;text-align:center;padding:50px 20px;color:#f2faff;position:relative;overflow:hidden}
.cta-box::before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.08);right:-80px;top:-100px}
.cta-box h2{color:#fff;font-size:30px;margin-bottom:8px;position:relative}
.cta-box p{margin-bottom:22px;position:relative}
.disc{max-width:720px;margin:24px auto 0;text-align:center;font-size:12.5px;color:var(--muted)}

/* inner pages */
.page{display:none}
.page.on{display:block;animation:fade .45s}
.ph{background:var(--ink);padding:56px 0;text-align:center}
.ph h1{color:#fff;font-size:38px}
.ph p{color:#e6f5fc;margin-top:8px}
.prose{max-width:780px;margin:0 auto}
.prose h2{font-size:22px;margin:30px 0 10px}
.prose p,.prose li{color:var(--muted);margin-bottom:10px}
.prose ul{padding-left:20px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:16px 18px;font:inherit;font-weight:600;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:10px}
.faq-q span{transition:.3s;color:var(--accent);font-size:18px}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s;padding:0 18px;color:var(--muted)}
.faq-item.open .faq-a{max-height:300px;padding-bottom:16px}
.faq-item.open .faq-q span{transform:rotate(45deg)}
.contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:30px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.card h3{font-size:20px;margin-bottom:12px}
.ci{display:flex;gap:12px;margin-bottom:16px;font-size:14px}
.ci .tick{width:36px;height:36px;font-size:15px}

/* footer */
footer{background:var(--ink);color:#e6f5fc;padding:50px 0 24px;font-size:13.5px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px;margin-bottom:30px}
footer h4{color:#fff;font-size:14px;margin-bottom:12px}
footer ul{list-style:none}
footer li{margin-bottom:7px}
footer a:hover{color:var(--accent)}
.flogo{display:inline-flex;background:#fff;padding:8px 12px;border-radius:8px;margin-bottom:12px}
.fdisc{border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.04);border-radius:10px;padding:18px;font-size:12.5px;margin-bottom:20px}
.fdisc p+p{margin-top:8px}
.copy{text-align:center;font-size:12.5px}

/* animations */
.rv{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}
.rv.in{opacity:1;transform:none}
@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes pop{0%{transform:scale(.4)}70%{transform:scale(1.1)}100%{transform:scale(1)}}

/* responsive */
@media(max-width:900px){
  .hero .wrap,.contact-grid{grid-template-columns:1fr}
  .hero h1{font-size:36px}
  .fgrid{grid-template-columns:1fr 1fr}
  .carriers{grid-template-columns:repeat(2,1fr)}
  nav.main{position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:8px 20px;border-bottom:1px solid var(--line);display:none}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0}
  .burger{display:block}
  .hdr-btns .btn-ghost{display:none}
}
@media(max-width:640px){
  .feats .grid,.steps{grid-template-columns:1fr}
  .mini,.row2{grid-template-columns:1fr}
  .topbar .r{display:none}
  .hdr-btns{display:none}
  .fgrid{grid-template-columns:1fr}
  .hero h1{font-size:31px}
  .logo-img{height:42px}
  .types{grid-template-columns:repeat(2,1fr)}
}

/* ===== extra animations ===== */
/* hero entrance */
.hero .pill,.hero h1,.hero .lead,.hero .note,.hero .hero-cta,.hero .mini{opacity:0;animation:rise .8s cubic-bezier(.2,.7,.2,1) forwards}
.hero .pill{animation-delay:.05s}.hero h1{animation-delay:.18s}.hero .lead{animation-delay:.32s}
.hero .note{animation-delay:.44s}.hero .hero-cta{animation-delay:.56s}.hero .mini{animation-delay:.68s}
.hero .wizard{opacity:0;animation:slideIn .9s .3s cubic-bezier(.2,.7,.2,1) forwards,floaty 6s 1.4s ease-in-out infinite}
@keyframes rise{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
@keyframes slideIn{from{opacity:0;transform:translateX(40px) scale(.97)}to{opacity:1;transform:none}}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
/* "Simple" underline draw */
.hero h1 em{position:relative;display:inline-block}
.hero h1 em::after{content:"";position:absolute;left:0;bottom:2px;height:6px;width:100%;background:var(--accent);opacity:.25;border-radius:4px;transform:scaleX(0);transform-origin:left;animation:draw .8s 1s ease-out forwards}
@keyframes draw{to{transform:scaleX(1)}}
/* floating background bubbles */
.hero{position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:1}
.bubble{position:absolute;border-radius:50%;z-index:0;pointer-events:none;animation:drift 14s ease-in-out infinite}
.bubble.b1{width:220px;height:220px;background:rgba(16,151,206,.10);top:-60px;left:-70px}
.bubble.b2{width:140px;height:140px;background:rgba(242,106,15,.10);bottom:40px;left:45%;animation-delay:-4s;animation-duration:17s}
.bubble.b3{width:90px;height:90px;background:rgba(16,151,206,.12);top:30%;right:4%;animation-delay:-8s;animation-duration:12s}
@keyframes drift{0%,100%{transform:translate(0,0)}33%{transform:translate(25px,-20px)}66%{transform:translate(-18px,16px)}}
/* button shine + pulse */
.btn-accent{position:relative;overflow:hidden}
.btn-accent::before{content:"";position:absolute;top:0;left:-75%;width:50%;height:100%;background:linear-gradient(120deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-20deg)}
.btn-accent:hover::before{animation:shine .8s}
@keyframes shine{to{left:130%}}
.pulse{animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(242,106,15,.55)}70%{box-shadow:0 0 0 14px rgba(242,106,15,0)}100%{box-shadow:0 0 0 0 rgba(242,106,15,0)}}
.ring{animation:ring 2.6s infinite;display:inline-block;transform-origin:50% 60%}
@keyframes ring{0%,60%,100%{transform:rotate(0)}65%{transform:rotate(-14deg)}70%{transform:rotate(12deg)}75%{transform:rotate(-10deg)}80%{transform:rotate(8deg)}85%{transform:rotate(0)}}
/* header shrink/shadow on scroll */
header{transition:box-shadow .3s}
header.scrolled{box-shadow:0 8px 24px -14px rgba(16,151,206,.6)}
header .wrap{transition:height .3s}
header.scrolled .wrap{height:60px}
header .logo-img{transition:height .3s}
header.scrolled .logo-img{height:44px}
/* coverage tiles */
.type .ic{transition:transform .3s}
.type:hover .ic{animation:bounce .6s}
.type.sel .ic{transform:scale(1.15)}
@keyframes bounce{0%,100%{transform:translateY(0)}40%{transform:translateY(-7px)}70%{transform:translateY(2px)}}
/* feature icons */
.f-ic{transition:transform .4s,box-shadow .4s}
.feats .grid>div:hover .f-ic{transform:translateY(-6px) rotate(-8deg);box-shadow:0 12px 22px -12px var(--accent)}
/* how-it-works step pulse rings */
.steps .n{position:relative}
.steps .n::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--accent);animation:halo 2.8s infinite}
.steps>div:nth-child(2) .n::after{animation-delay:.9s}.steps>div:nth-child(3) .n::after{animation-delay:1.8s}
@keyframes halo{0%{transform:scale(1);opacity:.8}100%{transform:scale(1.9);opacity:0}}
/* connecting line drawn between steps */
.steps::before{content:"";position:absolute;top:23px;left:16.6%;right:16.6%;height:2px;background:linear-gradient(90deg,rgba(255,255,255,.5),rgba(255,255,255,.15));transform:scaleX(0);transform-origin:left;transition:transform 1.4s ease}
.steps.in::before{transform:scaleX(1)}
.steps>div{position:relative}
/* zoom variant for reveal */
.rv.zoom{transform:scale(.92)}
.rv.zoom.in{transform:none}
/* cta glow */
.cta-box::after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:rgba(255,255,255,.07);left:-60px;bottom:-80px;animation:drift 12s ease-in-out infinite}
/* page banner */
.ph h1{animation:rise .7s both}.ph p{animation:rise .7s .15s both}
/* back to top */
#toTop{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;border:0;background:var(--accent);color:#fff;font-size:20px;cursor:pointer;box-shadow:0 10px 24px -10px var(--accent);opacity:0;transform:translateY(20px);transition:.35s;z-index:60}
#toTop.show{opacity:1;transform:none}
#toTop:hover{transform:translateY(-3px)}
@media(max-width:640px){.steps::before{display:none}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.hero .pill,.hero h1,.hero .lead,.hero .note,.hero .hero-cta,.hero .mini,.hero .wizard,.rv{opacity:1!important;transform:none!important}}

#wizard{scroll-margin-top:110px}

/* =====================================================
   RESPONSIVE – all devices
   ===================================================== */
img{max-width:100%;height:auto}
.contact-grid>*,.hero .wrap>*,.fgrid>*{min-width:0}
a,button,.type{-webkit-tap-highlight-color:transparent}
.hdr-call{display:none;width:42px;height:42px;border-radius:50%;background:var(--accent);color:#fff;align-items:center;justify-content:center;font-size:18px;box-shadow:0 6px 14px -8px var(--accent)}
.m-callbar{display:none}
.mobile-only{display:none}

/* large desktops */
@media(min-width:1600px){
  .wrap{max-width:1280px}
  body{font-size:16px}
  .hero h1{font-size:52px}
}
/* small laptops */
@media(max-width:1100px){
  .hero .wrap{gap:36px}
  .hero h1{font-size:40px}
}
/* tablets */
@media(max-width:900px){
  .hero{padding:44px 0 56px}
  .hero .wrap{gap:34px}
  .hero p.lead,.note,.mini{max-width:none}
  .wizard{max-width:620px;width:100%;margin:0 auto}
  nav.main{top:100%;box-shadow:0 14px 24px -18px rgba(0,0,0,.35);transform-origin:top;animation:menuIn .25s ease}
  nav.main a{border-bottom:1px solid var(--line);font-size:15px}
  nav.main a:last-child{border-bottom:0}
  nav.main a::after{display:none}
  .mobile-only{display:block}
  nav.main .mobile-only{margin:12px 0 6px;text-align:center;justify-content:center;color:#fff!important;border-bottom:0}
  header .wrap{position:relative}
  section{padding:56px 0}
  .feats{padding:44px 0}
  .feats .grid{gap:22px}
  .steps{gap:22px}
  .fgrid{gap:26px}
}
@keyframes menuIn{from{opacity:0;transform:scaleY(.9)}to{opacity:1;transform:none}}
/* phones */
@media(max-width:640px){
  body{font-size:15px}
  .wrap{padding:0 16px}
  .topbar{font-size:12px}
  .topbar .wrap{justify-content:center}
  header .wrap{height:62px}
  .logo-img{height:40px}
  header.scrolled .wrap{height:56px}
  header.scrolled .logo-img{height:36px}
  .hdr-call{display:inline-flex;margin-left:auto;margin-right:10px}
  .hero{padding:30px 0 40px}
  .hero h1{font-size:30px}
  .pill{font-size:12px}
  .hero-cta{flex-direction:column;align-items:stretch;text-align:center;gap:8px}
  .hero-cta .btn{justify-content:center}
  .wz-head{padding:18px 18px 14px}
  .wz-body{padding:18px}
  .type{padding:14px 4px}
  .wz-nav{flex-wrap:wrap}
  /* stop iOS auto-zoom on inputs */
  .field input,.field select,.field textarea{font-size:16px}
  section{padding:46px 0}
  .sec-head{margin-bottom:28px}
  .sec-head h2{font-size:26px}
  .carriers{gap:10px}
  .carriers div{padding:13px 8px;font-size:13px}
  .feats .grid>div{max-width:340px;margin:0 auto}
  .cta-box{padding:38px 18px;border-radius:14px}
  .cta-box h2{font-size:24px}
  .ph{padding:40px 0}
  .ph h1{font-size:28px;padding:0 10px}
  .prose h2{font-size:20px}
  .card{padding:20px}
  .faq-q{padding:14px 16px;font-size:14.5px}
  .fgrid{grid-template-columns:1fr 1fr;gap:22px}
  .fgrid>div:first-child,.fgrid>div:last-child{grid-column:1/-1}
  .fdisc{padding:14px}
  /* sticky call bar */
  .m-callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:70;background:#fff;border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:10px;box-shadow:0 -10px 24px -18px rgba(0,0,0,.4);transform:translateY(110%);transition:transform .35s}
  .m-callbar.show{transform:none}
  .m-callbar .btn{flex:1;justify-content:center;padding:12px 10px}
  body{padding-bottom:0}
  body.has-bar{padding-bottom:72px}
  #toTop{bottom:84px;right:14px;width:42px;height:42px}
}
/* very small phones */
@media(max-width:360px){
  .hero h1{font-size:26px}
  .types{gap:8px}
  .type{font-size:12.5px}
  .row2{grid-template-columns:1fr}
  .carriers{grid-template-columns:1fr 1fr}
  .carriers div{font-size:12px}
  .fgrid{grid-template-columns:1fr}
  .topbar .wrap span:first-child{font-size:11px}
  .m-callbar .btn{font-size:13px;padding:11px 6px}
}
/* phones in landscape */
@media(max-height:500px) and (orientation:landscape){
  header{position:relative}
  .m-callbar{display:none!important}
  body.has-bar{padding-bottom:0}
}
@media print{.topbar,header,.m-callbar,#toTop,.bubble{display:none!important}.rv{opacity:1!important;transform:none!important}}